The Philippines has experienced the “blackest black swan” ever. It was unforeseen,unprecedented and disruptive,starting from the Taal Volcano eruption in January 2020, Covid 19 pandemic, climate change impact of typhoons and extreme heat, inflation, higher interest rate, to the fast movement of the
Most of us if not all are into shopping online. If so, we may have experienced one time or another that we were short-change in our purchases. Prevalent nowadays is the proliferation of fake websites, fake products, goods not delivered or
Our great grandfathers could never have imagined that they will soon have a telephone. They probably asked how can somebody talk to another person in a far-distant place without the need to travel? Nowadays, we have internet and a phone that co