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Operator Greetings, ladies and gentlemen, and welcome to the Truist Financial Corporation First Quarter 2021 Earnings Conference. As a reminder, this event is being recorded. It is now my pleasure to introduce your host, Alan Greer of Investor Relations. Alan Greer Investor Relations Officer Thank you, Katie, and good morning, everyone. We appreciate you joining our call today. We have our Chairman and Chief Executive Officer, Kelly King; President and COO, Bill Rogers; and CFO, Daryl Bible, who will highlight a number of strategic priorities and discuss Truist s first quarter 21 results. Chris Henson, Head of Banking and Insurance; and Clarke Starnes, our Chief Risk Officer, will also participate in the Q&A portion of our call.

United statesBetsy graseckMike mayoKellys kingChris hensonElyse greenspanBill rogersJohn pancariAaron reevesKenneth usdin jefferiesBryan richardsMatt oconnorAlan greerClarker starnesWilliamh rogersGerard cassidy