a 93% insurance protection gap, far higher than the global average of 54%. urgent solutions to plug this through a public private disaster bowl and increasing awareness amongst businesses are some of the things the report recommends to address this protection gap as weather becomes a recurrent phenomenon on. nikhil inamdar, bbc news. becomes a recurrent phenomenon. despite a cost of living crisis and high inflation the wellness industry is still feeling good. mckinsey s estimates the global wellness market at more than $1.5 trillion. wellness brand lyma life, winner of the prestigious king s award for enterprise and endorsed by the likes of kim kardashian and gwyneth paltrow, has now launched a face cream the only problem is that it will set you back a cool £495, or $650, for