rooms, that s is what we re talking about. no one in congress set up ownership. this bill was there, this was added. has to be some do we know when it happened? we know it happened before the bill was released tuesday evening. speaker boehner and harry reid signed off on it, we don t know why or who put it in there. what s interesting to your point, what jared said, that is the banks have fought they clearly wanted this but expended so much political capital on this one provision when they have bigger fights they want to fight, like weakening cfpb or getting rid of the volcker rula jebreal, jared can speak to is, more burden some and they want to get rid of much more. that is maybe the bigger question coming out of this. when i said symbolic at the beginning, the symbolic angle, they took a piece out of dodd/frank, they took a piece of the signature wall street reform law passed in 2010. if they could do it now and get away with it, does this embolden i say them i