partial sponsor of our show today. lloyd, i want to start with you. we were with you for new york, new orleans, chicago and then new york again. this concept is spreading across the country. tell us about this partnership with detroit now. this is our 17th city. we rology out th we re rollin this program. it s a mini mba program. we teach skills, provide mentorship, we provide structure, we go through business planning. we provide in many cases capital for their businesses, important things we re selecting people who have already engaged in business and need a little bit of a help to get over the hump in order to grow their businesses and make more revenue and hire more people. governor, i would love to ask you because right now detroit is in such a period of transition. there s also a great deal of need there. how does this program fit into