we talked to people early this morning at 5:00 a.m. who are also preparing to leave. they came to visit clearwater, where we are, and now they realize this could be a very dangerous and serious storm. with us now derek van dam, i get to hang out with him in person. hurricanes do sometimes bring people together. good morning, sara. we are standing on the beautiful, sandy beaches of clearwater, but this is potentially a very powerful storm. without a doubt. this area is so susceptible purely what you re looking at, how shallow. you could walk out on this shoreline and still be knee height in water for several hundred yards away from where the water starts. so it s just is topography here. it s so flat. it s so vulnerable. we talk about storm surge, that is the number one related fatality disaster for a hurricane, you know. it s not the winds. it is the water. and we continue to go back on that. we harp on that product so much because of its dangers. we saw that with hurricane ian
the disrespect, rampant here today, tells us what is really going on here. surely you don t expect us to be easier on you because you re a woman. absolutely not. that s not how my momma raised me. reporter: congresswomen on both sides of the aisle fiercely advocating their positions. why do you need federal dollars? you make a ton of dough. we harp on a woman s right to make choices that are hers to make. reporter: richards then asked to explain the apology she issued after this undercover video surfaced in july. it was the first in a series produced by anti-abortion activists, discussing the transfer of fetal tissue with planned parenthood employees. which statements were you apologizing for? i was apologizing for the what was said in a nonclinical setting, in a nonappropriate way. and i don t believe and i
the disrespect, trampant here s today tells us what s really going on here. you don t expect us to be because you re a woman. absolutely not. reporter: congressmen on both sides of the aisle fiercely defending their side. you re getting a ton of dough. we harp on a woman s right to make choices that are hers to make. reporter: richards was asked to explain the apology after this undercover video. it was first in a series produced by anti-abortion activists discussing the transfer of fetal tissues. which statements mp you apologizing for? i was apologizing for the what was said in a nonclinical setting, in a nonappropriate way. i don t believe you can t go go both ways. you can t say i m apologizing
you to do with respect to mutual funds. what should an average person when buying a mutual fund other than knowing what s in the mutual fund, what should we be looking at in evaluating. you want to look at strategy, how it s picking stocks or if it s an index fund, exchange traded fund, what sort of method it s using to assemble the index that it s tracking. strategy is key. you want to focus on expenses. we harp on this a lot but we crunch the numbers all day long looking for the numbers that will predict good or bad and the more we do this, the more the data lineup behind expenses being a highly predictive factor. so costs are absolutely key when shopping for funds. christine, good to see you. she s also the author of 30-minute money slulgss. great to see you. we ll continue our conversations with you on an ongoing basis. coming up next, why that next
there are a lot of issues at hand and many of them go back to this economic downturn that we ve just gone through. unemployment is high, so are foreclosures. a lot of companies stopped matching 401(k) contributions on top of that so saving 10% of your income that most financial planners suggest is difficult for a lot of people. for some people it s just downright impossible. for many it means making major life decisions. a quarter of workers say they re postponing retirement. but that s not an option for everyone. some people have health concerns and things like that that makes it so that they have to leave their job. for them, they re retiring into what will probably be a lower quality of life because they won t have the income they had before retirement. so the lesson here, do something. don t just sit there and not pay attention to it. the study shows that more than half of workers have never even tried to figure out how much they need to save for retirement. it s a lot easier to do