they ll have them tomorrow. the average tax refund this year is $2800, what could be simpler? enter dave ramsey to say what could be dumber? he joins me simulcasting from his hit radio show, catch it on fox business network at 8:00 p.m. so, you say be careful, right, dave? well, i mean, i m on fox business network in h.d.. that s like watching shrek in 3d. [ laughter ] my gosh! no way! neil: $2800. what a steal! it is a steal. how cool is that? you think about plasmas or lcds when they came out. you can t even hardly get one of those for that. this is 3d. weird looking glasses aside, what a cool invention. you need to buy toys with money that you actually have and make sure you re under control with the finances and automatically running out to buy something the day it s launched is not usually when the best buy in electronics is there. it s usually a year or two