the vote caries practical meaning, but little reform to the state. virginia is not alone in contesting the however all. 20 states are also involved in the suit. we will talk with governors granholm and mcdonnell about health care reform next. first h. it was unbelievable how well it all fell together. we wanted to stay in our same neighborhood. kathy said, well, let me give you rachel s number. rachel just made it effortless. i didn t have to do any of the work. rachel did it for me. extremely friendly. easy. i ll say, i need this, we d say here it is, and she says, great. let me get back to you. so she spent a lot more time with me on the phone, face-to-face. she knows that s what my personality is and what i prefer. whereas if it was somebody else. like me. like tina. i m on the computer all the time. it was emails and emails and faxes. she was just willing to do it the way we did it. clients i work with develop a relationship that lasts well beyond closing their loan.