KUALA LUMPUR: HSBC Malaysia launched Visa Instalments, a new credit option to establish fixed repayment terms for select purchases over a set period of time.
GHL Systems to Offer Flexible Payment Options in ASEAN Region with Visa Instalments
GHL Systems has teamed up with payments giant
Visa (NYSE:V) in order to become the first in the ASEAN region to offer Visa Instalments for customers using the eGHL Payment Gateway platform.
Visa Instalments works by turning pre-approved issuer credit lines into installment payment options at checkout for all Visa cardholders.
This new option appears to be Visa’s response to the rising popularity of Buy Now Pay Later (BNPL) solutions in Southeast Asia. BNPL services are being widely used because they give consumers more flexibility with how they pay for items. They’re able to split their payments into more manageable interest-free installments (instead of having to pay extra money or interest when using traditional credit cards).
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