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Moneycorp Bank has the best rate for a notice account for another week, with 90 Day Notice Account paying 0.65% gross on a monthly basis. A minimum of £10,000 is needed to open this internet-operated account, along with a Deposit Account with Moneycorp Bank for transactional purposes. It allows further additions of at least £10,000 while the issue remains open, and withdrawals are permitted subject to 90 days’ notice.
Secure Trust Bank offers the next-best rate of 0.60% gross quarterly on its 120 Day Notice Account. At least £1,000 is needed to open the account, with further additions of at least £1,000 welcome at any time. Withdrawals are also permitted, subject to 120 days’ notice being given, though it should be noted that only four interest withdrawals and three capital withdrawals will be allowed per year. The account must be opened online, after which it becomes phone and internet-operated.
The top rate in the notice account chart this week came from Moneycorp Bank, which pays 0.65% gross monthly on its 90 Day Notice Account. A £10,000 minimum deposit is needed to open this account, along with a Deposit Account with Moneycorp Bank for transactional purposes. It allows further additions while the issue remains open from a minimum of £10,000. Withdrawals are permitted subject to 90 days’ notice. The account must be opened and managed online.
Moneybox, which is operated by Investec Bank plc, had the next-best notice account rate paying 0.60% gross monthly on its 95 Day Notice Account. To open this account, a £1 minimum deposit is needed. It allows further additions and withdrawals can be made subject to 95 days’ notice. The account must be opened and managed via mobile app. Teachers Building Society also pays 0.60% gross yearly on its Teacher Home Saver and Union Home Saver, but these accounts are restricted to those within the teaching profession or NEU members. S
The top rate in our fixed rate bond savings chart this week came from Gatehouse Bank, with the five-year version of its Fixed Term Green Saver paying an expected profit rate of 1.40% gross on anniversary. Gatehouse Bank also topped the three year fixed rate bond chart this week with the three-year version of this account paying an expected profit rate of 1.10% gross on anniversary. Both accounts require a £1,000 minimum deposit to open. These accounts have the benefit of Gatehouse Bank planting a tree in a UK woodland project certified by the UK Government’s Woodland Carbon Code when an account is opened and funded. They must be opened and managed online.