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engaging in it. a record number of people are dipping into their 401(k) plans to get money. withdrawals are now at a ten-year high. increasingly, americans in money trouble in this bad economy are borrowing from their futures, taking from their own retirement. many of them say they have no choice. they know the risk of this very dangerous financial game. it s where we begin tonight with nbc s john yang in chicago. john, good evening. reporter: good evening, brian. these numbers come from the number one provider of workplace investments. what s really troubling is that a record number aren t just borrowing from their 401(k)s. they are taking what the irs calls hardship withdrawals and the consequences of that can be devastating. vicki redeken hasn t had a full-time job in nearly three years. after burning through her savings she took the step he hoped to avoid. she raided her 401(k) to pay taxes on her house. it was that day i had to make the decision that it had to come o
captions paid for by nbc-universal television good evening. it s the economy in the news on this summer friday night, and a trend that scares a lot of the experts and the people who are engaging in it. a record number of people are dipping into their 401-k plans to get money. withdrawals are now at a ten-year high. increasingly, americans in money trouble in this bad economy are borrowing from their futures, taking from their own retirement. many of them say they have no choice. they know the risk of this very dangerous financial game. it s where we begin tonight with nbc s john yang in chicago. good evening. reporter: good evening, brian. these numbers come from the number one provider of workplace investments. what s really troubling is that a record number aren t just borrowing from their 401-ks. they are taking what the irs calls hardship withdrawals and the consequences of that can be devastating. vicki redeken hasn t had a full-time job in nearly three years. after