can go directly to the site every time we add another person to the layer, i am always suspicious if there is an agent involved, is it more costs? who pays the agents? many of the agents think they re going to get cut out of this law, there are challenges for the agents in the law. but if there is an agent, the price doesn t change in terms of whether you have an agent or not. the price has changed, bronze and silver for many people, which is amazing given the projections only a year ago of 3 and $400 rates. you know, you re the first person who is optimistic. as life would have it, my family has had medical challenges this year. so i spent a lot of time around hospitals, and i can tell you you re the most optimistic person, i talked to nurses, doctors, technicians. everybody is terrified. you are by far the first person
costs way up. one thing we know, factually is that health care is at its lowest rate in 15 years. you can t say obama care solved it. but you can argue whether obama care contributed to it, it is hard to say when inflation is at its lowest in 15 years explain to me, sir, why i got an e-mail today, a woman said she is in her 70s, both she and her husband s supplemental insurance is going up each month. when you have a company with 300 million people, there are going to be winners and losers, the opponents, they single out individual people rather than looking at what is happening overall. and overall, health care inflation is at its lowest rate in 15 years. but if we can talk numbers in health care inflation, but if there are going to be less doctors who are going to go into providing medicare services, i mean, this is not by any means sort of the end-all answer. i mean, there are a lot of problems, a lot of people have
legitimate complaints about this. if their prices are going up. they can t get their doctors. everyone agrees our health care needed something. everybody agrees, what they don t agree on is whether this is a smart and effective way to do this. beginning october one, you say they re going to take off and run smoothly. i hope you re right. but there are a lot of people who are not quite as optimistic as you are. well, again, there are going to be bumps in the road. what are bumps in the road? some aspects are not fully operati operational. i like what my former state of oregon did, they want to make sure it is ready for consumers. the first two weeks, we ll have the agents and brokers use it, beta test it, make sure all the glitches come out. if a person really wants to go early in october and shop, they can. they would have to do it through an agent. in the middle of october, people
so i am a little concerned about the way it unfolded. i hope i m dead wrong, i hope you re absolutely right that this is smooth, it will lower costs and i hope it will make more doctors and health care available to people, because i don t want to see people suffer. that is exactly what is going to happen. greta, a lot of criticism reminds me of a trade agreement, which is people go searching for a few people who will be made worse off under a trade agreement and will ignore people who are going to be made better off. i think if we could look at who is going to be made better off, people getting insurance who don t have it today. everybody will have more security. yes, some will pay a little more. there will be bumps in the road. some people will be dislocated. any major change in a society like ours will have disruption to it. overall, people will be made better off.
can go directly to the site every time we add another person to the layer, i am always suspicious if there is an agent involved, is it more costs? who pays the agents? many of the agents think they re going to get cut out of this law, there are challenges for the agents in the law. but if there is an agent, the price doesn t change in terms of whether you have an agent or not. the price has changed, bronze and silver for many people, which is amazing given the projections only a year ago of 3 and $400 rates. you know, you re the first person who is optimistic. as life would have it, my family has had medical challenges this year. so i spent a lot of time around hospitals, and i can tell you you re the most optimistic person, i talked to nurses, doctors, technicians. everybody is terrified.