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Smart Money Podcast: Charitable Giving, and Using Savings to Pay Student Loans

Channel3000.com December 14, 2020 11:00 AM Sean Pyles Posted: Updated: NerdWallet Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a discussion of the $300 tax deduction for charitable contributions made in 2020, and how to make your donations go further. Then we pivot to this week’s question from Chris, who asks: “Should I empty my savings account and pay off most of my student loan debt before the 0% interest period from the CARES Act expires in January? Or should I just pay it off in monthly installments? My naive, idealist thinking is making me worried that the Biden administration may dissolve some student debt, and I would have lost some money if I pay off the loans.”

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