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Turning point for mortgage industry: Fannie Mae s 2024 projections

US housing market could be pitting Gen Z against the millennials

When rates were low, many homeowners including millennials locked in low rates and now won’t move. This will restrict supply and keep prices high. As Gen Z looks to buy their starter homes, they will face both high rates and high prices. It may be years before the housing market is affordable again. This could create even more intergenerational conflict between cheap-mortgage-paying millennials and high-rent-paying Gen Zers

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