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<p><span>Thank you, Susan Olson, for that kind introduction.&nbsp; After graduating law school in 1995, I became an associate with the asset management practice of a law firm in Washington, D.C.&nbsp; The following spring, I remember the partners getting excited about the Investment Company Institute&rsquo;s upcoming conference in Palm Desert, California.&nbsp; Since attendance was largely a &ldquo;partners-only&rdquo; affair, this conference carried a bit of mystique to the associates and as a native Southern Californian, this event was doubly intriguing to me.&nbsp; Thus, I was quite honored to be invited to speak with you here today and share some thoughts.&nbsp; My remarks reflect solely my individual views as a Commissioner and do not necessarily reflect the views of the full Commission or my fellow Commissioners.</span></p>

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