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investment, yet somehow gaining from the sale of that investment to unsuspecting investors. i don t know, christine, take a shot at it. you re the you re the investor and you just don t know. i mean, it s simply something that you don t know what the motives are behind behind the selection of those of those subprime mortgages in that in that cbo, so, you re absolutely right. and you re right, it s hard to make an analogy, ali, because it is such a clubby and unique industry, isn t it? and, remember, a few years before this, the cbos were the wild west. that s the collateral loan obligations, that s when you bundle the securities together, and the shorthand is cbos and that s the shorthand. right. it s almost as if the cars were being delivered by used car salesmen who knew that there were problems with the cars. that might be the finish to your analogy that you were referring to. right. by the way, we should also