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Forward-looking statements This document contains forward-looking statements within the meaning of the United States Private Securities Litigation Reform Act of 1995, such as statements that include, without limitation, the words expect , estimate , project , anticipate , commit , believe , should , intend , will , plan , could , probability , risk target , goal , objective , may , endeavour , outlook , optimistic , prospects and similar expressions or variations on these expressions. These statements concern or may affect future matters, such as NWG or UBIDAC s future economic results, business plans and strategies. In particular, this document may include forward-looking statements relating to NWG and/or UBIDAC in respect of, but not limited to: NWG s phased withdrawal from the Republic of Ireland and any agreements relating thereto and NWG and/or UBIDAC s future economic results, business plans and strategies. Forward-looking statements are su