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Freedom and Choice for those with modest DB pensions
An article by David Fairs from LCP asking what happened to Freedom and Choice for those with a modest DB pension
George osborne
David fairs
Defined benefit
Independent financial advisor
Financial adviser
Financial advice
Defined benefit schemes
Freedom and choice for those with modest db pensions when george osborne announced
N his 2014 budget
Hat no one will have to buy an annuity
He immediate headlines were all about dc pensions people would be free to access their as they wished or let them run on well into retirement rather than in most cases turn pot intoa typically poor regular income via purchase of an annuity almost afterthought
He government also allowed holders of db pensions to benefit from pension freedoms
Ubject toa requirement to obtain specialist financial advice on any transfer worth over 30
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