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Transcripts for CNN Your Money 20130713 13:52:00

layoffs are possible. who do you tell to go home, who do you tell not to be here. what do i tell my employees when i have to lock the front door when i can t afford to buy the health care? reporter: health care is something both men say workers should have. everyone should have coverage but there is a cost to it and we need to be equal about it. i would love to have all my employees to have full health care with dental, paid vacation for two weeks. it s not in the cards. what s interesting is the owner of those ihops said he polled 150 of his workers and he asked them, if i gave you guys health insurance, which one of you would take it? he said he only got two 1307b . responses. if you re only making $10 or $12 an hour, if you don t have a family, then the small businesses have until 2015 now to accommodate this. frankly, there are some small business owners who are angry because they ve spent a lot of money on accountants and lawyers

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