influence by members of congress or influences that affect them. the whole idea here behind the cfpb it be an independent agent of consumers and free from the winds of political interests that it not be a tool of a particular administration. in this case, what president trump has con, has installed a person who is one of his key allies, whose interests are more focused on the president s agenda than on the core mission of the consumer financial protection bureau. so basically what this means is, the cf pb now is going to be loyal to the white house and to the trump white house, not to consumers and that s a problem. he will nominate someone who will be approved theoretically by a republican senate so wouldn t that person be loyal to the president in two or three months. aren t you delaying the inevidentble? not really. in our democratic system when a person is appointed to a position like that to a fixed term they do have a degree of