two and a quarter percent. just 2.48 apr. save thousands every year and there are no upfront costs. not one dollar. the newday low rate refi. take advantage of these record low rates so you and your family can save. trace: a tropical storm elsa drenching the east coast including new york city where folks had to wade through waist deep water at some subway stations. the storm has caused one death in florida and multiple injuries in georgia as well as damage there. many are under a flash flood watches as elsa makes its way up to canada. dana: american conservatives are gathering in dallas, texas, today for his cpac as they look to regain control of washington and tackle hot button issues.