U.S. purchases made directly from select technology providers of computer hardware, software and cloud solutions
U.S. purchases at restaurants, including takeout and delivery
U.S. purchases for shipping
You’ll only earn 4x points on the first $150,000 of purchases in combined 4x categories each calendar year. But if you earn 4x points on $150,000 of spending each year, you’ll earn 600,000 points on these purchases. Based on TPG’s valuations, 600,000 Membership Rewards points are worth $12,000.
Even if you earn 4x points on significantly less spending each year, the Amex Business Gold Card could still make sense. For example, a road warrior who uses the Amex Business Gold Card for all their domestic gas and restaurant purchases could quickly earn enough rewards to justify the card’s $295 annual fee (see rates and fees).