Good afternoon. It is a pleasure to see you all here after a long time of virtual events. This is the first time weve had a full board of governors and nine years. To have the seven of us here, it is the first time we have met like this in seven years nine years. Terrific. These sessions started a few years ago and 2019 in what turned out to be a different time. We continue to benefit from them as we navigated the pandemic shut down. We started with listening sessions around the country. We brought together people in businesses, low and moderate income communities, Workforce Development enterprises, unions, community colleges, retirees and others. We wanted to hear directly how the Monetary Policy decisions were affecting peoples daily lives. Then the pandemic comes and upends everything. The way we work, live, learn, conduct business. Without we gained valuable insight which continues to help guide policy decisions. I think we delivered good transparency. These events have become a pe
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