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Skyrocketing cost of long-term-care insurance leaves a couple in a bind
By Sean P. Murphy Globe Staff,Updated April 25, 2021, 1 hour ago
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Tom Flannery, 72, and his wife. Debbie Flannery. 71, were notified their annual premium for long-term-care insurance may go up to $19,000 â almost four times what they paid when they bought the policy in 2004.Pat Greenhouse/Globe Staff
Tom Flannery, 72, of Bedford, bought an insurance policy 17 years ago to cover the cost of care in case he or his wife (or both) became unable to care for themselves due to declining health.
It was called long-term-care insurance, a fairly new product in the insurance industry at the time, and it promised to pay for assisted living, nursing home, or at-home care.