Operator
Good afternoon, ladies and gentlemen, and welcome to the S&T Bancorp, Inc. Fourth Quarter Earnings Conference Call. [Operator Instructions] It is now my pleasure to turn the floor over to your host, Mark Kochvar. Sir, the floor is yours.
Mark Kochvar
Senior Executive Vice President and Chief Financial Officer
Thank you very much, and good afternoon, everyone. Thank you for participating in today s conference call.
Before beginning the presentation, I want to take time to refer you to our statement about forward-looking statement and risk factors, which should be on the screen in front of you. This statement provide the cautionary language required by the Securities and Exchange Commission for forward-looking statements that are may be included in this presentation. A copy of the fourth quarter 2020 earnings release can be obtained by clicking on the press release link on your screen or by visiting our Investor Relations website at www.stbancorp.com. We will be review