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Many investors are already familiar with digital wallets thanks to Cash App and Venmo, which come courtesy of Square (NYSE: SQ) and PayPal (NASDAQ: PYPL). Customers and investors are familiar with Cash App and Venmo as ways of transferring money, but the reality is that the digital wallet story is rapidly expanding. That expansion carries considerable investment implications. “Last week, several companies announced plans involving the convergence of e-commerce and payments. Uniting them were two-sided networks aggregating demand and supply, or consumers and merchants,” according to ARK research. Two-sided networks will bolster the intersection of fintech and online retail, among other compelling uses for consumers and investors alike.

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