the bailout money are not making it available and new businesses use equity money, pocket book from their credit card and where equity starts and that s held up. let me get jonas into the conversation, i have to ask and i hear this a lot, with the tax cuts in place since 2001 and 2003, which president bush put into place we didn t see a lot of meaningful job creation, what is going to extend it suddenly flip on a switch. to regina s point these were the brilliant tax cuts devised by mankind we probably wouldn t have such a high unemployment rate today. and what whoa, whoa, whoa, first of all, let s the cost of capital in business doesn t go up because you raise marginal taxes and get rid of the child care tax credit, and what leads to more