It’s the most wonderful stressful time of the year. At least, when it comes to budgeting for Christmas gifts. Often, there are so many people in our lives we want to show our appreciation for, but our bank accounts don’t share the same desire. While Christmas isn’t all about gifts, a lot of people love to celebrate the festive season through tangible items. Splurging for our loved ones is, of course, lovely. But sometimes it’s just not feasible. So, with money on our minds, we’ve rounded up the ultimate guide for Christmas gifts falling under $20, so that you don’t have to break the bank when you shop. Let s go!