navigators assist consumers who wish to enroll in insurance programs under the affordable care act. now, here s what s happening. because of time con stants and wall street journal reported this ten days ago, hhs is cutting back on the requirement to become a navigator. meaning, they re not doing background checks, they re not fingerprinting these people and it s more than navigators. it is people that assist the navigators. now, these navigators will have our consumers throughout the country s most personal and private information, tax return information, social security information. and our biggest fear, of course, is identity theft. even, dana, federal requirements now for census takers, even state requirements are so much tougher than the requirements for these navigators so we ve sent a letter to hhs asking by