to be seen. there are programs that fema has. but it is not going to be commensurate to having had a policy. this is an issue we will have to d deal with. we deal with this. when you have this about the homeowners policy will cover certain things, but the flood policy covers probably the most significant risk for most homeowners in florida given the risk of flooding that we have in so many parts of our state. so we re sensitive to that. there is, obviously, going to be some folks that are going to be in need of support and relief and we are, obviously, going to work as best we can. i will say that people have been asking about some of the overall homeowners insurance with like citizens. citizens i think right now between 6 and 7 billion of surplus. their modelling for this was that they would still have between 4 and 5 billion in surplus. so they view themselves as being able to weather this. individual carriers have to go through a stress test to be able to have their polici
bill and randy are and points to the south. so you mentioned that this made landfall at 150-mile-per-hour winds. that ties charlie, which made landfall at 150 miles per hour, but this storm is much, much bigger. so the impacts for this storm is going to be much more far reaching than charlie was. all right. stand by, jennifer. i want to go back to randy in punta gorda right now. randy, so tell us about the wind conditions that you are experiencing right now. reporter: wolf, we are experiencing the worst wind that we have seen here. on the front end it was nothing like this before the eye came about 2:00 or 3:00 this afternoon. now we are seeing things flying down. whoa! literally flying down the street in front of us. and the water is it s like bbs hitting your face. it is quite strong.