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Operator: Greetings, and welcome to the Third Coast Bancshares’ Second Quarter 2023 Earnings Call. [Operator Instructions] As a reminder, this conference is being recorded.

United statesJohn mcwhorterNatalie hairstonGraham dickPiper sandlerAudrey duncanThird coast bancshares incBank photoThird coast bancsharesCall transcript julyThird coast bancshare second quarterSenior vice presidentDennard lascarInvestor relationsThird coastBart caraway