all my life to get it. neil: that s not cyprus. that s here. i m talking about the s & l crisis. anybody remember that? a number of banks went belly up in the 8s and 90 asked some cost the taxpayers more than $124 million. and my buddy bill hammer knows first ham, his parents lived through this. bill, tell us what happened. dark days, neil. this was 1985. there was a run on the banks. rumored across the state of ohio. the governor ordered all the s & ls closed and only those that were fdic were able to re-open. my parents, raising five kids at the time, had all their life savings in a savings and loan and when the governor allowed some of those to re-open, the word spread like wildfire, and the paranoia set in as well