governor john maloy. now you re only down to two insurers in the individual market. how do democrats plan on fixing that? katy, you know, this is a complicated issue, and quite frankly, when you talk to republicans about it, they re simply not explaining the reality of insurance. what an insurance company can make on this insurance is, in fact, controlled, and this is a very strenuous vetting process. so whether you have one carrier or ten carriers, the reality is what s driving cost is what does it cost to provide the services? not what the insurance companies are charging, it s what hospitals e chargin and doctors are charging and therapist rz charging, and what does it cost to treat someone for opioid addiction, for instance, which goes out the window. immediately in 2019 one of the stories about republicans and obamacare is they said you