How To Teach Seniors To Use Smartphone Applications for Mobile Banking Making the switch to mobile banking has proven to be a smart choice for many working professionals and homemakers in 2020. Sending and receiving money without handling cold, hard cash or making contact with other people became the norm last year, and there are no signs that we’ll let go of these new-found conveniences now that community and travel restrictions are loosening up. If anything, the pandemic has only shown us that, as a society, we’re slowly getting used to the idea of transacting without depending entirely on physical currency.