The Chase 5/24 rule is simple, but it's important to know if you want to apply for cards like the Sapphire Preferred, Sapphire Reserve, or Freedom Flex.
The no-annual-fee Chase Freedom Flex and Freedom Unlimited now offer new cardholders 5% cash back on up to $12,000 in grocery purchases the first year.
The PenFed Platinum Rewards card earns unlimited rewards at restaurants, gas stations, and more. Plus, it offers a 15,000-point bonus all for no annual fee.