Operator
Welcome to Wintrust Financial Corporation s First Quarter 2021 Earnings Conference Call. A review of the results will be made by Edward Wehmer, Founder and Chief Executive Officer; Tim Crane, President; David Dykstra, Vice Chairman and Chief Operating Officer; and Richard Murphy, Vice Chairman and Chief Lending Officer. As part of their reviews, the presenters may make reference to both the earnings press release and the earnings release presentation. Following their presentation, there ll be a formal question-and-answer session.
During the course of today s call, Wintrust management may make statements that constitute projections, expectations, beliefs, or similar forward-looking statements. Actual results could differ materially from the results anticipated or projected in any such forward-looking statements. The company s forward-looking assumptions that could cause the actual results to differ materially from the information discussed during this call are detailed in o
Operator
Good morning, ladies and gentlemen, and welcome to the First Midwest Bancorp 2021 First Quarter Earnings Conference Call. Following the close of the market yesterday, First Midwest released its earnings results for the first quarter of 2021 and issued presentation materials that will be referred to during the call today.
During the course of the discussion, management s comments and the presentation materials may include forward-looking statements and non-GAAP financial information. The Company refers you to the forward-looking statement, non-GAAP and other legends included in its earnings release and presentation materials, which should be considered for the call today. [Operator Instructions]
Following the presentation by Mike Scudder, Chairman and Chief Executive Officer; Mark Sander, President and Chief Operating Officer; and Pat Barrett, Executive Vice President and Chief Financial Officer, the call will be opened for question and answers for analysts only.
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Operator
Welcome to U.S. Bancorp s First Quarter 2021 Earnings Conference Call. [Operator instructions] I will now turn the conference call over to Jen Thompson, Director of Investor Relations and Economic Analysis for U.S. Bancorp.
Jennifer Thompson
Executive Vice President of Investor Relations and Economic Analysis
Thank you, Carr, and good morning, everyone. With me today are Andy Cecere, our Chairman, President and CEO; and Terry Dolan, our Chief Financial Officer. Also joining us on the call are our Chief Risk Officer, Jodi Richard; and our Chief Credit Officer, Mark Runkel.
During their prepared remarks, Andy and Terry will be referencing a slide presentation. A copy of the slide presentation as well as our earnings release and supplemental analyst schedules are available on our website at usbank.com. I d like to remind you that any forward-looking statements made during today s call are subject to risk and uncertainty. Factors that could materially change our current
Operator
Good day, and welcome to the Civista Bancshares Fourth Quarter and Year-end 2020 Earnings Conference Call. [Operator Instructions]. After today s presentation, there will be an opportunity to ask questions.
[Operator Instructions] Please note, today s event is being recorded.
I would now like to turn the conference over to Dennis Shaffer, President and CEO. Please go ahead, sir.
Dennis G. Shaffer
Chief Exeuctive Officer and President
Good afternoon. This is Dennis Shaffer, President and CEO of Civista Bancshares, and I would like to thank you for joining us for our fourth quarter and full year 2020 earnings call. I m joined today by Rich Dutton, Senior Vice President of the Company and Chief Operating Officer of the Bank; Chuck Parcher, Senior Vice President of the Company and Chief Lending Officer of the Bank; and other members of our executive team.