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To Solve Your Data Science Talent Gap, Embrace Diversity

With so many companies competing for data science talent, taking an inclusive strategy to data science isn't just good for business and more ethical it is a necessity.

Investegate |Mitsubishi Elect Announcements | Mitsubishi Elect : Statement re (Director Candidates)

Prospecting, Processing, Closing Tools; Primer on the Expenses of Hedging Long-Term Locks

I knew it was going to be a rough morning today when my alarm went off and I found my cat Myrtle staring at the computer screen watching Social D’s “Don’t Drag Me Down.” (Excuse the language.) There was this email: “Rob, I’m thinking about leaving my company because it doesn’t offer 180- or 270-day rate locks. What do you think? We have trouble competing even with shorter term pricing. My current employer is allowing me to lock in a 60-day rate at 1 percent higher than the 10-day lock price, but my competition has stronger pricing than ours, and a few of the banks trounce everyone’s pricing.” 270-day rate locks? The longer the lock, the greater the risk. I am going to simplify this a little, but they’re light a light switch: figure either 0 percent will fund at that price, or 100 percent. Think of the lenders that offered that program at the beginning of 2020: none of those loans closed at those rates. Think of the l

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