one of the reasons it has grown up outside of the big banks is the banks have trouble giving status to the technologists and this is all about technologists. it s all about the software. so i guess my sort of conclusion from this, the part that i have a little bit of difficulty with is understanding it seems to me, again, maybe as somebody who grew up outside the united states. the great thing about american markets is that they are open, they re transparent, they re fast, they re well-regulated. and that the faster they ve gotten, the more technology, the more transparency, the more competition has been great for consumers, for people like me. it feels like you re almost saying that that stuff is bad? no, not saying that at all. there s a distinction that needs to be made. and that s between computerized trading and computerized scalping. the problem is that when technology hit wall street, wall street figured out ways to use it for its purposes that were not in the interest of