to americans instead of mailing their tax return checks. move will save uncle sam a pretty penny but will it be a good deduction or a red flag. let s bring in cassandra, author of don t buy the bull. thanks for joining us. you think it s a good idea or bad idea? well, i think it depends on how you look at it. i think that giving people debit cards as a means to provide them with another mechanism other than going to check cashing facility is a good thing, but ultimately, it s still not getting them from being bank to bank. that is what the treasury trying to encourage more people into the banking system. it s supposed to give the recipients without checking accounts an alternative, right? it is, but my, what i believe