nonprofit says many nonprofits voluntarily made contribution to government coffers in tough times, because they are committed to their communities. but, taxing tax exempts is bad for the constituents that government serves and while governments face sizable shortfalls in 2011, in general their finances are improving but state and local governments face trillions in unfunded pension obligations and decisions on whether to raise taxes, cut spending or get creative. bill? bill: thank you, rich. a lot more coming on this, it is just the beginning. rich edson, the fox business network in washington, martha. martha: the mortgage mess is not over and some banks forced to settle claims on badly underwritten mortgages, now leaves taxpayers paying the bill for the costs to the state, and find out if it will be costing you anything. we ll be right back. p build roa, bridges and schools. oh not here, overseas. i ll keep using your taxes to pay over one hundred billion