behind on their mortgage payments and facing foreclosure, the white house is responding with the backing of billions of dollars, many argue the money will help the banks more than the homeowners who need the help the most. stephen moore is summer economic writer for the wall street journal, my guest from d.c. great to be with you. how do we do a followup on a zebra story? phillip: we could have ran another animal in front of you. might have made a better metaphor. but zebra is as good as we could do right now! listen, a $2 billion program, what s it designed to do, stephen? i have on my butcher sticker, it said honk if i paid your mortgage and people are honking at me as they go down the street! this is the fifth mortgage relief program we ve had now in washington in the last 18 months, almost none of them have worked. we ve spent about $200 billion of t.a.r.p. money on mortgage relief and