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The Nature Conservancy first purchased statewide coral reef insurance in 2022. The new policy doubles the area covered – as well as the minimum payout following a damaging hurricane or tropical storm.

Kahuwai bayUnited statesHawaiian islandsBo pardauJulia roseBryce groarknTim leichliterTara leotaDavid slaterOffice for coastal managementPhoto courtesyNature conservancyBig islandWest hawai iKauai ocean awarenessGarden isle