no to 622639, and go to our blog at ed.com msnbc.com. zach carter reporter for the huffington post who broke the details of perry s insurance scheme. zach, good to have you with us tonight. excellent reporting. how did perry get retired teachers to sign on to this? or did they even know that this was going on? well, of course, the scheme ultimately collapses, so nobody does actually sign up for it. but the basic pitch that the perry administration was making was to pay people $50 to $100 to sign over their consent to have ubs, this swiss banking company, take out life insurance policies on them. and if these life insurance policies paid off when these people died, ubs and a bunch of wall street speculators would make money, but the families of the retired teachers would make nothing. and one of the biggest problems, technical obstacles for this program, of course because it was targeting elderly, was figuring out how to get people between the ages of 75 and 90 to