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cnbc is here. how does the market look today? good morning, luke. the futures are lower ahead of the open as investors continue to monitor the daily ups and downs concerning greece and its debt crisis. the greek government reached a deal on thursday for new budget cuts but european leaders are imposing more conditions on the deal before they approve a new round of bailout money. meantime we ve got more stories. retailers will be feeling love on valentine s day. the national retail federation is predicting that consumers will spend $17.6 billion this year up 9% from 2011. jewelry is going to be the biggest gift item with spending expected to hit $4.1 billion followed by a night out and some flowers. men will be the bigger spenders with an average of $168 per gift and $85 per women. also apple. the rumor mill is spinning again. reports are saying apple has chosen the first week of march to unveil the next version of its ipad with an event in san francisco. no word on a street date but