Alternatives that are there. Senator crapo. The private sector markets are contracting. Im concerned that this reduces student bar options. Could you describe the current state of the private student loan market and how that compares to the market and made a claim why we are seeing this dynamic . Thank you very much for the question. We have gone from a 24 billion industry to about an 8 billion industry. And yet performance rating for many of her banks have exited Student Lending business. There are few others thinking about it. We have a 3 default rate. We flip the equation. We dont want to look at a refinancing option. We dont need to because we do all the work at the front end. We make sure we have an ability to repay. Theres nothing worse than telling a student at the very beginning of the crew were not sure you can afford the loan we are about to give you. We do have selfsegregation 90 some of our loans are certified by the institution. When there is a time to repay the loan, we w
King, if i can. Ambassador, youve done a commendable job representing the north korean human rights portfolio. I also recognize the difficulties you face since the administration doesnt make the human rights issue in my view enough of a top priority. I think it best a secondtier issue behind nuclear proliferation. Even if its given sometimes lip service by calling it a top priority and constant focus. As such im disappointed that following the release of the u. N. Commission of inquiry report, in my view little has been done. No human rights sanctions no executive orders, and no move for a vote in the Security Council. Ambassador king, can you tell us what is being done at this time to hold north korea accountable for the mass atrocities described in that report . I mean it was a horrific thing to read. And why theres been so Little Movement since the reports release. And then also, are you aware that there are three americans currently detained in pyongyang and im deeply concerned par
Of your question is. [laughter] thank you for having this broadcast today as my constituents i appreciate what you are doing time also proud of our country but up here it is not universal support which i think is a mistake. What would you tell my colleagues and why we should go three times the amount of money we are supporting right now or four times. I dont care. [laughter] ive would be happy with twice but that is the good question. It goes back to what do we provide the taxpayer . We do provide research and development we get new products and new ideas which always helps the country in the future 10 or 15 years down the road that creates that is better for the economy in to make the country stronger to help those whole human race. My question comes from the bay area have three young aspiring astronauts. But the first question is the easy one for the commander what is your favorite food in space and also for commander swanson did think one day we will encounter light from another pla
Narcotic on the market. And weve seen an increase in use just by the statistics that were presented by some of the panelists today. But are you adapting the department of transportation regulations or advisories to where we see the most risk . Weve got faa, federal railroad administration. National highway safety. Tell me if there have been any changes in directives in the last 24 months. There have not been any changes to our random testing rates but many of our employees are interstate. So if a pilot flies in and out of denver doesnt mean he or she lives anywhere near denver. Many of our employees throughout the different modes of transportation are not purely in one state. They operate across states. Again, i think we need to be preemptive in d. O. T. In protecting people. I had dinner the other night with a friend from florida. And asked him what he was going to do for a vacation. He says were putting it off a little and were going to go skiing. He said this is just in conversation
Have you changed any of those requirements . No, sir, we have not. Weve maintained under the regulations the the same old, same old. But see, thats my point. I think were you have to go to risk base when you are doing most of these approaches to try to ensure safety. And preemployment is one. Weve done that in the past. Were doing that. Now we have a new situation with much more of this available narcotic on the market. And weve seen an increase in use just by the statistics that were presented by some of the panelists today. But are you adapting the department of transportation regulations or advisories to where we see the most risk . Weve got faa, federal railroad administration. National highway safety. Tell me if there have been any changes in directives in the last 24 months. There have not been any changes to our random testing rates but many of our employees are interstate. So if a pilot flies in and out of denver doesnt mean he or she lives anywhere near denver. Many of our emp