future is this, nobody can do it. that is what is so dangerous to investors. a big part of my job is to protect main street investors from prognosticators and forecasters to piggyback on what pat said, roubini said stock market bulls have got it wrong in april 2009, right after he said that, the s&p is up 90%. small stocks are up 100%. and emerging market stocks are up 107. jenna: so you think it will get better? what do you think, mark, is it getting better, not worse? here is what i want main street to investors to think about. equities are the best long term creation wealth tool known to mankind but they are a 20-year-old hold. anyone that tells you they can predict the next 20% is either lying or delusional. next 100% is up. don t try to fall into that to try to predict what is coming next. jenna: matt, bring us down-to-earth a little it about. we re getting into stock traders and we re not all traders. matt, what do you really think about next year? i think next year will be r