The time for stock transactions to get completed has been cut in half. Quicker settlement times should increase market efficiency and reduce risk in many areas but also reduces time to correct any mistakes before a trade goes through.
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Ten years ago, while the ripples of the 2008 recession were still being felt, there was a growing desire among the general public to have a more vested interest and exposure to the world of investing. People wanted to take control of their financial future and have a say in where their money was going.