actually need. and so it s so important to understand, you know, is this just some sort of a far-fetched fantasy. and is it what i really need it order to be successful or to get to a certain point. let s talk about steps for a minute. after a commit to a new year s resolution. is there a time to organize your thought process to achieve those goals? it s about a mind-set shift, right? from my perspective, the idea here is, as far as time is concerned, there s only two ways to use your time. you can invest your time. or you can spend your time. and so one of the key shifts is really understanding where your time goes. and are you investing that time or are you spending that time. and clearly, if you want to achieve these goals and objectives, then you really got to be looking at investing over that time. well i ve learned a lot. the two major points i m going to take from this. investing time, versus spending tile. steve olsher, thank you from