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Universal Insurance Holdings Inc (UVE) Q4 2020 Earnings Call Transcript Motley Fool Transcribers © The Motley Fool Logo of jester cap with thought bubble. Universal Insurance Holdings Inc (NYSE: UVE) Popular Searches Operator Good morning, ladies and gentlemen, and welcome to the 4th Quarter 2012 Earnings Conference Call. [Operator Instructions]. I would now like to turn the conference over to Rob Luther, Vice President of Corporate Strategy and Investor Relations. This article is a transcript of this conference call produced for The Motley Fool. While we strive for our Foolish Best, there may be errors, omissions, or inaccuracies in this transcript. As with all our articles, The Motley Fool does not assume any responsibility for your use of this content, and we strongly encourage you to do your own research, including listening to the call yourself and reading the company s SEC filings. Please see our

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