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why? pressure from washington, dc. isn t this what caused part of the financial crisis? judge napolitano says a bad idea. why? a bad idea because banks should not be compelled to do with their money they have borrowed, what is imprudent. they exist to make money for investors and depositors and for themselves. they do in the exist to further the social policy of the government. so the government provides the state nest. one is the fdic and another is fannie mae and freddie mac and the government have not made us feel safe or anyone that understands the economy but for bangers that want to get reckless when they say lend, lend, lend, give us the paper and don t worry about the credit of your customers, we could have the same crisis. do you look at your credit